Non-Medicare Medical Expenses - Eastern Football League Insurance

What does this Section Cover

This section provides cover for the Specified Events as set out in the table below.

What are the Benefits?

Benefit	Description	Coverage
Non Medicare Medical Benefits	Reimbursement of Non-Medicare Medical expenses incurred within 12 Calender months results in; Private Hospital Accommodation Ambulance Transport Cost Chiropractic Dental Services (to whole sound teeth only) Ancillary Medical Procedures Theatre Fees in Private Hospital where Medicare does not apply Orthotics, Splints & Prosthesis where Medical Practitioner considers medically necessary. Physiotherapy (as per Policy Benefit) • Refer Page 12 – Policy Benefit 4.2.2 $2,000 maximum per claim $100 Excess per Claim	50% reimbursement $2,000 maximum per claim $100 Excess per Claim
Other Benefits
Funeral Expenses	If as a direct result of Accidental Death of an Insured Person covered under Section 4.1, Event 1 Death	Up to $5,000
Parents Inconvenience Allowance	Reimbursement of Non Medicare Medical expenses such as; Transportation and accommodation costs certified as necessary by the Insured Person’s Medical Practitioner	Up to $1,500
Rehabilitation	Reasonable costs incurred for rehabilitation of a Bodily Injury which have been incurred following a referral from a Medical Practitioner to a rehabilitation provider including but not limited to a Gymnasium, Pilates Studio or Physical trainer	Up to a maximum of $500
Bed Care	If an Insured Person is necessarily confined to a bed after Bodily Injury for a period of not less than 7 days subject to the Policy Terms and Conditions	Up to $300 per week Maximum of 52 weeks
Dependant Children’s Allowance	Reasonable costs incurred by the Dependent Children of an Insured Personas a direct result of the Bodily Injury to the Insured Person whilst the Insured Person is undergoing treatment for a Bodily Injury covered by this Policy subject to the Policy Terms and Conditions	Up to a maximum of $500
Home Renovation	As a direct result of Bodily Injury, an Insured Person has a valid claim under Events 2 to 7 of 4.1 Capital Benefits subject to the Policy Terms and Conditions	80% of costs Maximum payable $10,000
In Memoriam	As a direct result of Bodily Injury covered under Event 1 of Section 4.1 Capital Benefit subject to the Policy Terms and Conditions	Up to $1,000
Kidnapping	If an Insured Person is kidnapped during the Scope of Cover.	10% of the Capital Benefit
Membership	If following Bodily Injury, an Insured Person is deemed by their attending Medical Practitioner unable to participate in the playing of the sport noted in the Schedule (Australian Rules Football) for the remainder of the season the Insurer will pro rata the club membership fee/registration from the period of the bodily injury occurring up until the end of the season.	Maximum benefit $500