BJS News Alert
The Australian Taxation Office (ATO) has recently confirmed that it is necessary for all general insurers to withhold PAYG tax from certain periodic payments. Specifically, this relates to people who are receiving loss of income claim payments via the Eastern Football League (EFL) Personal Accident Insurance Program. Find out more.
EFL & BJS
The Eastern Football League in conjunction with BJS Insurance Brokers Pty Ltd, the league’s insurance broker and risk adviser, has arranged insurance coverage for all their affiliated member clubs, officials, coaches, umpires, voluntary workers and players. This insurance portal has been provided by BJS for the Eastern Football League and its members to deliver an online tool to access important information about the insurance program.
We ask club officials to take the time to read the following information and encourage all club members to do the same. It is most important all are aware of the coverage provided and the procedure to follow in the event of a claim prior to an incident arising. Failure to be aware of the extent of coverage and procedures to follow often leads to unnecessary delays and, in some cases, disappointment.
The level of cover and the competitive costs have been achieved to benefit all clubs, coaches and individual members who are part or looking to be part of this Program and therefore, it is extremely important that everyone supports this initiative.
The program provides competitively broad protection across the following areas:
- Public Liability including Professional Indemnity
- Group Personal Accident cover for Capital Benefits, Non Medicare Medical Expenses and Loss of Income
- Association Liability
With regard to the Personal Accident coverage, the schedule of benefits should be considered as basic and entry level. The Eastern Football League encourages all players and others covered by this policy to take out private health insurance. Additional cover for weekly benefits is also available on a team basis. This may be arranged by contacting BJS Insurance Brokers Pty Ltd – on 03-9860 4200 or firstname.lastname@example.org
A further benefit of the Program is the easy access to insurance coverage details via this web site as well as access to the documentation mentioned above, including information on How to Make a Claim
CERTIFICATE OF CURRENCY
You may automatically obtain a Public & Products Liability Certificate of Currency which is often required by your local council to prove that your Association or Club has liability insurance in place. Should a special request for a Certificate of Currency noting a local School or other training/playing venue for their particular interest then please contact BJS Insurance Brokers Pty Ltd on 03-9860 4200 or email email@example.com