BJS Insurance

Weekly Benefits – Loss of Income

Can I claim Loss of Income if I only work on a Casual basis?

The simple answer is Yes. You can claim for Loss of Income if you work on a Full Time, Part Time or Casual Basis, you will need your employer to complete the Loss of Income Section of the Claim Form and please be aware that you MUST include your TFN when completing this section

What are the Benefits Payable?

The table of benefits below must be read in conjunction with the Policy Wording.

Benefit

Description

Coverage

Loss if Income –
Income Earners

This covers an Insured Person who has suffered a Temporary Total Disablement whilst involved in an Australian Rules Football related activity. Cover is only provided if the Insured Person is an Income Earner. At the completion of Week 2, to 7: $200 per week
Weeks 8 to 26 $300 per week
Weeks 27 to 52 $400 per week
or 85% of the Insured Persons pre disability earnings whichever is the lesser.14 day excess period 52 week maximum benefit period

Injury Assistance Benefits – Where the Insured Person is not in receipt of Income

Student Allowance –
Non-Income Earners

Reimbursement of actual costs incurred for Home Tutorial Expenses. Only available to Full-Time students who are non-income earners and as certified by a Medical Practitioner as necessary. $200 per week 100% reimbursement 52 week maximum benefit period14 day excess period

or

   

Domestic Home Help –
Non-Income Earners

Reimbursement of actual costs incurred for Domestic Home Help as certified by a Medical Practitioner. $200 per week 100% reimbursement 52 week maximum benefit period14 day excess period

Additional Top Up Cover for Loss of Income

Players are encouraged to consider increasing their Loss of Income benefit above the standard limits as set out in the above table.

This option is available on a “per team basis” only and should be discussed with your clubs administration. The above table of benefits will be increased should your club wish to purchase either the Economy or Premium Top Up Options on behalf of your team. these benefits are available upon application to BJS Insurance Brokers

BJS Insurance Brokers P/L can also arrange quotations for individual players also. This additional cover option is a must for all players if they especially work in a Trade related field of endeavor.

For further details contact BJS Insurance Brokers Pty Ltd or phone (03)9860 4200